Terms a bookkeeper can actually read

Terms of service · draft v0.9, pre-launch, pending counsel review.

The deal

You pay a flat monthly fee; we collect, classify, and organize your clients' documents. Month to month, cancel anytime, effective end of the billing period. Founding-cohort pricing ($19/mo) is locked for the life of the account as long as the subscription stays active.

Your side

• You have the right to collect these documents from your clients and to route them through a service provider — that's the standard bookkeeper-client engagement, and we rely on your warranty of it.
• Magic links are credentials. Share them only with the client they belong to; rotate them if you suspect exposure (one click).
• No abuse: no spam through our reminder system, no storing content unrelated to bookkeeping engagements.

Our side

• We keep the promises on the security page — it's incorporated into these terms, marked live-vs-roadmap.
• Classification is assistive, not authoritative: you review flags and the review queue; we don't warrant that every document is classified correctly, and month-end sign-off remains your professional judgment.
• If we materially breach the security page and can't cure it in 30 days, you get your current year's fees back — that's the number we can honestly stand behind pre-revenue, stated rather than hidden.
• Shutdown clause (the Hubdoc clause): 90 days' notice and a working exporter, contractually.

Liability

Cap: fees paid in the prior 12 months. No indirect/consequential damages either direction. Nothing here limits liability that can't legally be limited.

Boring but real

Governing law, entity name, and postal address publish with the final version before the first paid subscription. Disputes: good-faith call with the founder first; nobody has ever regretted starting there.

Draft for scrutiny, not yet a contract. hello@papersin.com.